Best Online Casinos for Real Money That Payout and Accept US Players

Here you’ll find our rankings of the top US-friendly online casinos of 2020. In addition to providing you with a detailed guide to playing online casino games for real money (safely and legally) in the USA, we also rank US-accepted casino sites based on games and deposit methods.

This includes the best online slots and blackjack casinos for US players.

With the United States legal casino gaming market reaching a whopping 73.1 Billion dollars, it’s fair to say that Americans love to gamble. The U.S. online gambling market is booming as well.

The biggest problem facing players is that the United States government has been slow to legalize federal online gambling regulations. They have, however, made attempts to stop offshore / international online gambling sites from accepting deposits from U.S. players through laws like the UIGEA.

This hasn’t stopped online casinos and betting sites from allowing U.S. residents to gamble though. It’s just made it more difficult to find safe U.S. gambling sites and reliable deposit/withdrawal options. But don’t worry, that’s what we’ll cover in this guide.

There are several areas within the United States where no legal gambling options are available. In circumstances like these, online casinos can be a convenient alternative. Our online casino index is built to help our visitors navigate through the number of different online gaming destinations available to US residents. Though most of the online casinos that we review are legal to play on in the United States it is up to you to check the rules and regulations in your jurisdiction before playing.

Offshore US Online Casinos vs State-Licensed Online Casinos

There are two types of real money online casinos that accept players from the United States – legal online casinos that are licensed by the state, and offshore online casinos that are USA-friendly. Unfortunately for most, the only states that have licensed online casinos are New Jersey and Delaware. Nevada has only regulated legal online poker. Pennsylvania recently legalized online gambling but has yet to launch any online casinos.

So that means most US players are forced to either gamble at local US casinos or offshore casinos that accept Americans.

In some jurisdictions, various forms and types of online gambling are available and may even be regulated by governments. This is becoming more and more common in certain states such as New Jersey for example. In other places, however, the only online casino sites are usually either lightly regulated or not regulated at all. In either case, we only review and recommend casinos that we feel comfortable listing on our website.

While the major reason behind why you are able to play freely at online casinos in the United States is the lack of law prohibiting it, there are some states who have passed legislation that makes it completely and totally legal to play casino games. It may seem confusing that states would have to do this, but the big difference between the casinos you encounter in states like New Jersey and Nevada (both of which have regulated, legalized intrastate online casino networks) and everywhere else is the regulation.

If you are gambling online in Pennsylvania, for example, you will be forced to play at sites that may not be regulated and are assuredly based and headquartered outside of the United States. What this really means is that you, in the event of some sort of financial or informational dispute, would have no legal recourse in the US.

For example, if hypothetical Overseas Casino A uses your banking information to steal money from your account, there is little to nothing you can do to get it back. This is especially true if the online casino in question is headquartered in a country that does not have a well-developed legal system. Even though most online casinos nowadays operate transparently and fairly, you are still taking a risk each and every time you log on.

For this reason, we encourage you to do your research to ensure that you are only playing real money casino games at sites with a proven track record and that treat their customers fairly. Failure to put in the time to do this research may result in dire consequences for you.

In New Jersey and Nevada, legalized and regulated networks of online casinos have been up and running for a few years now. We could go on and on about what makes the casinos in New Jersey and Nevada different from the ones you will encounter in just about every other state, but the reality is that the online casino experiences do not differ much at all. As was previously touched on, the only real difference is with regard to the regulation involved. Gaming commissions in both states oversea online gambling activity to make sure it is functioning within the realm of the newly established laws and that players are being treated fairly.

Funding Your Gambling Account

For players lucky enough to have licensed US casinos available depositing is easy enough. But for offshore casinos, the limited deposit options and inconsistency can be frustrating.

Many of these casinos will now even accept cryptocurrencies such as Bitcoin for an added level of convenience and security.

These are currently the top deposit methods for Americans (Note: not all casinos offer every option)

The best options – hands down – for funding your account will be either Bitcoin or a credit, debit or prepaid card. They clear fast, have little to no fees and reasonable limits (high and low).

Why is it so difficult for Americans to deposit at an offshore casino?

The reason why it’s so difficult for Americans is the Unlawful Internet Gambling Enforcement Act – UIGEA. The core function of this bill is to prohibit banks from processing payments to and from players.

In fact, the act is so effective banks are scared to process payments even to/from licensed online casinos. It’s been such a problem that these casinos have had to explore other options (like Neteller) for players to use.

If using plastic won’t work for you, your next best option will be a money transfer like MoneyGram or Western Union. There’s virtually no paper trail and your bank isn’t involved. The biggest downside is the fees.

As for cashouts – you can request a wire transfer, money transfer or paper checks.

Legal Changes for US Online Casinos


Even though gambling in the United States is a multi-billion dollar industry, it can still be frustrating for players who want to play casino games online. For the longest time, everyone thought it was illegal to gamble online. Then the Government changed their minds.

Then you have the states – there are 50 of them, and the gambling laws are slightly different in each one. They change frequently, too. So keeping up with everything can be challenging to say the least. The best way is to just follow the news – namely for the state you live in.

When we talk about the legality of online casinos, or any type of real money online gambling, in the United States, the only timeline you have to worry about begins in 2006. It was at this time that the Unlawful Internet Gambling Enforcement Act was passed as part of a much larger bill. As an aside, plenty of people have issue with UIGEA being passed at all because it was snuck into a larger bill that had everything to do with US trade and nothing to do with gambling at all. For this reason, many people think that it would have never been passed as a standalone piece of legislation. 

The big misconception relating to UIGEA is that so many people believe this piece of legislation made it illegal, on the Federal level, to participate in any sort of real money gambling online—including online slots, blackjack, sports betting, poker, and DFS. To make a long story short, the UIGEA made it illegal for financial institutions (see: banks) to handle, store, or move any funds relating to wagers that were made illegally. So, for example, if a state has a complete and total ban on all sorts of online gambling, it would be illegal for banks to even touch gambling money coming from that state. Apart from this, the bill says absolutely nothing about it being illegal to place bets and win real money.

To continue off of this point, the absence of laws prohibiting online casinos from existing is exactly what allows them to exist. Basically, until there is a law passed stating that online casinos are illegal, you, as a player, will never have to worry about facing legal repercussions as a result of a placed blackjack bet or wager on a sporting event. No matter what your friends tell you, or what you read on the internet, the fact of the matter is that if you are granted access to an online casino and are able to make a deposit, you are doing absolutely nothing that is illegal and should have nothing to worry about.

Online Casinos by State

New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Rhode Island
South Carolina
South Dakota
Washington, D.C.
West Virginia

All Online Casinos That Accept US Players

Below are reviews of all online casinos that accept US residents.

Aladdins Gold
Café Casino
Casino Brango
Cherry Gold
Club World
Diamond Reels
Downtown Bingo
Fair Go Casino
Jackpot Capital
Las Vegas USA
Liberty Slots
Lincoln Casino
Lucky Creek
Lucky Red
Mandarin Palace
MYB Casino
Slot Madness
Sun Palace
Vegas Casino Online
Wild Casino